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Home Buying

Home Mortgages: Where to Shop and What to Look For -- Once you have found the home of your choice, you may think that your shopping days are over. Actually, only the first phase has been completed. Next comes finding a mortgage and payment terms that fit your budget. Where you shop and what you look for are important.

99 Questions & Answers About Buying A New Home -- Homeownership is becoming a reality for more and more Americans. During 2000, the US homeownership rate reached 67.7%, the highest rate ever. Yet many Americans don't realize that homeownership is within their grasp.

How to Spot a Good Buy -- Beauty is in the eye of the beholder, particularly when it comes to buying a home.  Features that attract one home-buyer may repel another.  However, the one feature of interest to every home-buyer is price.  Getting the most home for your money is paramount.  The real problem is figuring out whether that fixer-upper on one street is a better buy than the home in next-to-new condition two blocks away.  That’s why knowing what to look for before you buy can save you time, energy and money down the line.

An Infinity Morgage? --  Here in Spain the concept of a mortgage period of 20 or 25 years is something new. The general feeling by the banks is that want their money back more quickly than banks in countries in which they are accustomed to longer periods. The borrowers are also accustomed to the idea that the guiding principle is to pay off the mortgage as quickly as possible.

Are you ready for home ownership? --  Home ownership has many advantages over renting. You get a tax break for your mortgage interest payments, you can customize your property and you are building up home equity instead of throwing away your monthly payments. Another great benefit of home ownership is the sense of pride and commitment to your community. You are no longer traveling, looking or searching, but you’re putting down roots and building your life in a new way.

At home in your overseas home --  Homeownership, in any form, is a big step for most people. In fact, it's often one of the biggest financial decisions of our lives.  Despite that, sometimes a homeowner in one country will want to buy a second home in another country, whether for a vacation home or future retirement.

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